This guide walks you through canceling a Microsoft 365 subscription and turning off recurring billing, so you won’t be charged again. You’ll need to be signed in to the Microsoft account used to purchase the subscription, and you should have a backup of any files stored in OneDrive before you cancel.
What You’ll Need
- Microsoft account credentials (email and password) for the account that owns the subscription.
- Access to the email inbox associated with that account (for verification codes if needed).
- A web browser (Chrome, Edge, Firefox, or Safari) on any device.
Step-by-Step
- Go to the Microsoft account page. Open your web browser and navigate to account.microsoft.com/services. This page lists all Microsoft services and subscriptions linked to your account.
- Sign in. Click “Sign in” in the top right corner. Enter the email and password for the Microsoft account that you used to purchase Microsoft 365. If you have multiple Microsoft accounts (e.g., personal and work), make sure you pick the right one.
- Find your Microsoft 365 subscription. On the “Services & subscriptions” page, scroll down to the “Microsoft 365” section. You’ll see the subscription name (e.g., Microsoft 365 Personal or Microsoft 365 Family) and its status (Active, Expired, or Cancelled).
- Click “Manage.” Next to your Microsoft 365 subscription, click the “Manage” button. This opens the subscription management page where you can change payment, cancel, or turn off recurring billing.
- Choose “Cancel subscription.” On the management page, look for a link or button labeled “Cancel subscription.” It’s usually near the top or under “Payment & billing.” Click it.
- Review the cancellation details. Microsoft will show you what happens when you cancel: you lose access to Office apps and cloud features after the current billing period ends (unless you’re within a trial or have a refund window). It may also offer you a chance to keep the subscription with a discount or a trial extension. If you’re sure, click “Continue to cancel.”
- Select a reason (optional). Microsoft asks why you’re canceling. Choose the closest option (e.g., “I don’t use it enough” or “It’s too expensive”) and click “Continue.” This step is not mandatory for cancellation but may appear.
- Confirm the cancellation. On the final screen, Microsoft may ask you to confirm that you want to cancel. Click “Cancel subscription” again. If you have a recurring billing setup, you’ll see an option to “Turn off recurring billing” instead of full cancellation—choose that if you want to keep using the subscription until the end of the current period but not be charged again.
- Check your email. Microsoft sends a confirmation email to the address on your account. Open it and click the link to confirm the cancellation if required. (Sometimes this step is skipped if you’ve already confirmed in the browser.)
- Verify the cancellation. Return to account.microsoft.com/services and check that your subscription now shows “Cancelled” or “Recurring billing off.” If it still says “Active,” repeat the steps or contact Microsoft support.
Common Mistakes
- Signing in with the wrong account. If you purchased Microsoft 365 with a work or school email, you must use that account. Personal and work accounts are separate.
- Confusing “cancel” with “turn off recurring billing.” Canceling immediately stops access to Office apps and cloud services (except for a pro-rated refund if you’re within 30 days). Turning off recurring billing lets you use the subscription until the end of the paid period, then it expires.
- Missing the confirmation email. Some users think they’re done after clicking “Cancel” but the process isn’t complete until you click the link in the email. Always check your inbox.
- Not backing up OneDrive files. When you cancel, you may lose access to files stored in OneDrive after the grace period (usually 90 days). Download important files first.
- Assuming cancellation is immediate. If you turn off recurring billing, you’ll still have access until the end of the billing cycle. Don’t expect instant removal.
Tips
- Use “Turn off recurring billing” if you’re not sure. This is the safest option if you might want to renew later—you keep all features until the paid period ends, and you can re-enable recurring billing at any time before the expiration.
- Back up your data first. Before canceling, download any important documents from OneDrive, and make sure your local copies of Office files are saved. You can also export your Outlook contacts and calendar.
- Check for a refund window. In many regions, you can get a full refund if you cancel within 30 days of purchase. If you’re within that window, you may see a “Refund” option instead of just cancellation.
- Use the free web versions. After canceling, you can still use Office for the web (Word, Excel, PowerPoint online) for free with a Microsoft account. You’ll lose desktop apps and extra storage.
- Keep an eye on your bank statement. After canceling, monitor your next billing cycle to ensure no charge appears. If it does, contact Microsoft support with your cancellation confirmation.
Troubleshooting
I don’t see a “Cancel” button. This can happen if your subscription is already expired or if you’re within a free trial that hasn’t converted to a paid plan. If you’re on a trial, you don’t need to cancel—just ignore the renewal email. If the subscription is expired, there’s nothing to cancel; it will not renew.
I get an error when clicking “Manage.” Try clearing your browser cache and cookies, or use an incognito/private window. Also, disable any ad blockers that might interfere with the page. If the issue persists, try a different browser or device.
I signed in but see no subscriptions. You might be signed in with a personal account while the subscription is on a work/school account. Sign out and sign in with the correct credentials. If you’re still stuck, check your email for the original purchase receipt—it lists the account used.
The cancellation confirmation email never arrives. Check your spam/junk folder. If it’s not there, wait 10 minutes and refresh. If it still doesn’t appear, go back to the services page and see if the subscription status has changed. If not, contact Microsoft support via chat or phone.
I turned off recurring billing but got charged anyway. This is rare but can happen if you turned off recurring billing after the charge was already processed. Check the date of the charge against the date you made the change. If the charge is within a few days of your change, contact support with your cancellation confirmation number.
I can’t access my Office apps after canceling. If you canceled before the end of the billing period, you should still have access until the period ends. If you lost access immediately, you might have canceled during a free trial, which ends immediately. Check the “Expiration” date on your subscription page.
Frequently Asked Questions
What’s the difference between canceling and turning off recurring billing?
Canceling ends your subscription immediately (with a possible pro-rated refund). Turning off recurring billing lets you keep using the subscription until the current billing period ends, then it expires and you’re not charged again.
Can I get a refund after canceling?
Microsoft offers a full refund within 30 days of purchase for most subscriptions, but only if you haven’t used the service extensively. After 30 days, you won’t get a refund, but you can still cancel to stop future charges.
Will I lose my OneDrive files if I cancel?
You’ll lose access to OneDrive storage above the free 5GB limit after a 90-day grace period. Your files won’t be deleted immediately, but you won’t be able to access them unless you reduce storage or re-subscribe. Download important files before canceling.
Can I use Microsoft 365 on another computer after canceling?
No. Once the subscription is canceled or expires, you lose access to the desktop Office apps on all devices. You can still use the free web versions through a browser.
How do I cancel a Microsoft 365 Family subscription that was shared with others?
If you’re the owner, follow the same steps. Members of the family group will also lose access when the subscription ends. If you’re a member (not the owner), you can’t cancel it—you can only leave the family group.
What happens if I cancel during a free trial?
If you cancel during a free trial, you lose access immediately, and you won’t be charged. You can’t reactivate the trial, but you can start a new one with a different Microsoft account.
Related
General steps for current mainstream versions; menus can differ by device and version. See the disclaimer or report an error.
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